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Table of Contents
Henning: Musings of a Stock Market Curmudgeon
The Death Rattle
By Thomas Henning: The Bilderbeast, through the central banking systems, has been plundering the world's assets. Now that the beast has won the battle, it's trying to prevent the debt laden Ponzi scheme, which was necessary to win the battle, from imploding. The beast is losing.
The Dines Letter's Seasonalities: March
James Dines, The Dines Letter: March stocks are usually either neutral or modestly higher.
Healthcare Reform Could Have Positive
and Negative Effects on Drug Stocks

Andrew Leckey, Successful Investing: The complex prescription for successful healthcare investing usually includes the careful consideration of drug pipelines, current-product sales, patent expirations, potential mergers and stock dividends.
U.S. Home Prices Reverse Course, Fall
Nationwide home prices slid in the fourth quarter of 2009, breaking a string of two consecutive quarterly gains...
Refinance Options When You're Underwater
Refinancing options do exist, especially via the government's Making Home Affordable program.
10 Common Tax-Filing Mistakes to Avoid
Look out for these tax-filing pitfalls. With a little care, you can avoid them all.
Tempting the Tax Auditor
Dear Taxpayer: Some of the information that you provided to us does not agree with the information we received from other sources. - The Internal Revenue Service.
Total Recall: Six Ways Toyota Can Avoid a
Life Sentence from the Court of Public Opinion

The world's #1 automaker is in big trouble. A massive recall has forced Toyota to halt virtually all sales and incur the costs of millions of repairs for car owners.
Use 2009 Tax Return To Guide Your 2010 Financial Strategy
Andrew Leckey: The future is now. Use your 2009 tax return as a line-by-line blueprint for constructing your 2010 financial strategy.
Utilities for Safe Income and Low-Risk Growth
In this investment environment, a good way to get the income you need is to invest in stable companies whose shares pay good income and haven't yet outrun the fundamentals.
IRS Form 8275 and Audits
John Lyke, The Lyke Report: Form 8275 is a form the IRS would rather you did not know about or use. It is called the Disclosure Statement.
Being Street Smart
Economic Uncertainty Brings Volatility to Stock Market
Sy Harding: Economic uncertainty has returned, and with it market volatility. The critical question is whether the market can break out above the moving average and resume the bull market.
Let's Hear It for the Girls:
14 Women Who Made a Big Splash in 2009

In 2009, women dominated in many male-dominated industries. Roxanne Rivera offers up her who's who of the women who made the biggest splash this year.
Being Street Smart
Is This as Good as It's Going to Get?
Sy Harding, Street Smart Report: It's a major question for investors. Is this as good as it's going to get? Has the economy peaked in its recovery for now? Has the stock market begun a significant correction to factor in a slower economy?
The Domino's Theory: What Your Company
Can Learn from the Customer-Driven "Pizza Turnaround"

When the pizza giant asked consumers to tell the truth, it ended up back at the proverbial drawing board. New product development guru Dan Adams says there's a lesson in this story for all of us
Andrew Leckey: Successful Investing
Are International Investments Still Good Plays?
World equity mutual funds gained an average of 42 percent in 2009, a full 10 percent better than the average U.S. diversified equity fund. There is promise abroad in 2010, but don't get carried away.
ALSO: Andrew Leckey answers questions for The Bull & Bear readers: Strong Acquisitions, Cash Flow, Spell Continued Success at Abbott Labs; Google Remains Powerful Brand; Strong Competition Keeping AT&T on Its Toes. Leckey comments on MFS Massachusetts Investors Trust; Van Kampen Equity and Income Fund; free credit reports, ADRs, no-load vs load fund.
The Dines Letter's Seasonalities for January
James Dines, The Dines Letter: The "January Barometer," the entire month of January has gained prominence as one of the market's foremost bellwethers. Briefly, whichever direction markets go the entire month of January often points to the direction of the entire year. January is usually a bullish month for gold and silver shares, but if DISSA declines in January that would be a serious negative factor for silver-mining shares for all of 2010.
Henning: Musings of a Stock Market Curmudgeon
Rule One...The old epoch is evaporating. So how does the savvy player position himself to make money? Answer: Simply follow rule one: Truth is the ebb and flow of money to the absolute exclusion of all other factors. Rule two: Never forget rule one.
Being Street Smart
Looking Ahead To 2010
Sy Harding: There is a historical pattern that has to be considered IN 2010. It's the Four-Year Presidential Cycle.
8 New Year's Resolutions for Investors
'I resolve to never forget the difference between investing and speculating.'
New Economic, Market Trends Merit
New Approach to Once Shunned Investments

Andrew Leckey: New economic and market trends require a reexamination of previously-avoided groups, such as regional banks, insurers, shipping companies, utilities, consumer staples firms and auto component companies.
6 Questions To Ask A Health Advocate
If you're facing an astronomical hospital bill, denial of insurance coverage or refusal of treatment, help is on the way. A new type of health professional called a health advocate is helping to haggle with health care providers.
Andrew Leckey: Successful Investing
Make Your Financial Resolutions Now For 2010
It's time once again to make New Year's financial resolutions.
ALSO: Andrew Leckey answers questions for The Bull & Bear readers: Monsanto Standing Up Well to Stiff Competition; KB Homes Thinking Small to Lure Buyers; What's the Outlook for the Bruce Fund?; What Is a 12b-1 Fee? and more
8 New Year's Resolutions for Investors
'I resolve to never forget the difference between investing and speculating.'
7 Tax Moves to Make By Year-End
The holidays are bearing down, but to make sure you don't overpay the IRS when you file your 2009 return next year, you need to make time for some year-end tax tasks.
Five Tips On How To Get The Most Out Of Consumer Protection Laws
If you've gotten a raw deal from a retailer, the law is often on your side, but many consumers are unaware of these protections when trying to solve disputes. Here are some common scenarios and tips on how to get satisfaction
The Dines Letter's Seasonalities - Decembers
James Dines' Research Department comments on their seasonality studies for the DJIA, Gold and comments on the Santa Claus Rally, year-end rallies
Andrew Leckey: Successful Investing
Smart Year-End Moves
Year-end tax moves can improve your position for the coming tax season and upcoming year. They're especially important because some steps must be taken before the year runs out.
Being Street Smart
The Economic Recovery is Looking Stronger Every Week
The stimulus efforts were expensive for sure, and the cost, like the cost of two 7-year wars that were supposed to be three-month skirmishes, will be with us for years to come. But the stimulus efforts at least seem to be working even faster than expected
Mid-Cap Stocks Have Reigned in 2009
By Andrew Leckey, Successful Investing
Mid-cap stocks have been anything but middling in 2009. They've been the sweet spot for investors still leery of the large-cap stocks that burned them in the recent past.
Henning: Musings of a Stock Market Curmudgeon
Analyzing an Evolving Void
By Thomas Henning
Many bright people have been analyzing the present financial/economic situation in terms of what the central bank thieves and their Marxist government stooges will do.
Successful Investing
IPO Activity Is Up, But Examine Each Offering Carefully
ALSO: Q & A -- Andrew Leckey answers questions for The Bull & Bear readers: New partnerships lift Liz Claiborne shares, but debt issues loom; Aetna Working hard in a tough environment; Yahoo Inc.; Waddell & Reed Asset Strategy Fund; Morgan Stanley Value Fund; tax-exempt investments and more
Tips for Buying and Using Gift Cards
We are entering the holiday gift card season. While new studies show gift cards are the most popular presents to give and receive, the hidden costs may outweigh the convenience of the gift.
On the Cutting Edge...
Friess Associates, share samples of innovative ideas that cross their research team's radar screen even though opportunities to invest in them may lie in the future or never surface.
Currencies Report
Dr. Hans Black, Interinvest Review & Outlook comments on the U.S. dollar, Canadian dollar, Australian and New Zealand dollars, the euro and the Swiss franc
Andrew Leckey, Successful Investing
Online Brokers Drawing More Investors
Blind-faith investing is dead in 2009. Market volatility has driven home to Americans the reality that they are ultimately responsible for their own investments. It also prompted backlash against giant brokerage firms that exacted sizable commissions but gave clients little to show for their money but losses last year.
Re-Energize Your Burned Out Workforce: Nine Leadership Strategies to Beat Fear, Stress, the Recession Blues, and to Boost Morale and Employee Engagement
Countdown to Retirement
How to keep your retirement plan on track in an uncertain economy
An Action Plan for Improving Your Credit Score
Quick tips that can help you manage your credit effectively so you have the credit you need when looking for employment, purchasing a home or simply want to make sure you qualify for the best rates for any loan.
Good Credit Score Not Good Enough Anymore
Here's how to raise that credit score to help snag that home mortgage loan
A Little Stock With A Great Big Story To Tell
James Rapholz, Economic Advice: Exploration over the past year has shown clear evidence that Uranium Star's Green Giant Project in southern Madagascar contains a massive vanadium deposit that easily could be valued in the multibillions of dollars.
TDL's Seasonalities for November
James Dines, The Dines Letter: Novembers have an upside bias. Best performing month for the S&P 500. Percentages are Bullish for Gold and Silver for early 2010.
Who Cares About the Dollar?
Axel Merk, President Merk Investments: Who cares about the dollar? It turns out quite a few do, except for those who could put it on a course to long-term recovery.
The U.S. Dollar's Demise Is Sealed
Patrick Heller, Liberty's Outlook, has come to the conclusion that the longest, the US dollar might survive will be 2018. But I think it will fail much sooner as the general public sees a growing number of other countries abandoning the US dollar and assets valued in the dollar.
Henning: Musings of a Stock Market Curmudgeon
High Noon
By Thomas Henning
The Skinny on Penny Stocks
By Jonathan Heller, Bankrate.com
The Dines Letter's Seasonalities: October, The "Bear Killer"
James Dines, The Dines Letter: October is usually a time to buy stocks on weakness. Around Octobers are usually a good time to start buy Gold and Silver on declines, before gold's seasonally bullish first quarter.
Henning: Musings of a Stock Market Curmudgeon
Shared Sacrifice
By Thomas Henning
Andrew Leckey: Successful Investing
Recession Providing a Unique Learning Opportunity for Kids
Andrew Leckey: Financial experts say the financial crisis has provided a unique teaching opportunity that many parents have seized upon. Adults want their kids better prepared to avoid the mistakes they've made themselves.
How to Make A Fortune in the "Next BRICs"
Nicholas Vardy, The Global Guru: The BRIC economies of Brazil, Russia, India and China may lay claim to the world's economic future. But savvy investors know that to generate the biggest and best returns, you need to look beyond today's headlines. Here are the "Next 11" countries that can rival the BRICs in terms of investment prospects over the coming decades.
The Next Major Rise in Gold Has Begun
There are several pressures building up that will result in the price of gold rising above $1,000 to stay and probably reach at least $1,200 in the near future. The groundwork for this price breakout has already been laid. Some smart buyers have already pushed up the price of gold. That means that the next major rise in the price of gold has already begun.
History Lesson: September Is Best Month for Gold
Frank Holmes, CEO and Chief Investment Officer U.S. Global Investors, Inc.
Based on the long-term record, September may represent a good time for investors who want to establish or add to a gold or gold-stock position in advance of seasonal demand growth.
A Peculiarly Dangerous Month
Nicholas Vardy, The Global Guru: September is the month that has cost investors the most money over time.
Being Street Smart
Will September Also Defy Its History?
Sy Harding, StreetSmartReport.com: The market has done quite a job of ignoring its history so far this year. That has a lot of people claiming that since the historical patterns have been off so much so far this year, they will therefore be off for the rest of the year. Don't be too sure of that.
The Dines Letter's Seasonalities: September
James Dines: September has been Nasdaq's worst month since 1971. Septembers are favorable for gold shares.
Being Street Smart
Has Volatility Ended Or Is It About To Resume
Sy Harding, Street Smart Report Online: Has the whipsawing volatility ended and morphed into a long-term trend and multi-year bull market? Or is the market ahead of itself in its euphoria again?
Henning: Musings of a Stock Market Curmudgeon
Kipling Was Right
Thomas Henning: The savvy player must be happy with the money, because that's all there is, along with good cigars, German beer, Count Basie and White Castle hamburgers...read more
Andrew Leckey: Successful Investing
PIMCO Fund Family Has Excelled During the Downturn
The PIMCO fund family gets a gold star for insight and early detection of the housing and mortgage debacles, resulting in strong results throughout many of its funds over the past three years.
Also...Andrew Leckey's Q&A - MGM Mirage Is a Gamble, Coca-Cola Flexes Its Global Muscle. Comments on T. Rowe Price New Era Fund, Wasatch Small Cap Growth Fund and more...
Being Street Smart
An Amazing Two Weeks
Sy Harding, Street Smart Report Online: We just experienced a most unusual two weeks in many years.
The Dines Letter's Seasonalities: August
James Dines, The Dines Letter: Last three trading days before Labor Day should be bullish. Gold and silver might be approaching another important Bottom in the coming months.
Is There Hope for Home-Related Investments?
Andrew Leckey: Successful Investing, Recession and declining property values have hit homeowners hard, which is bad news for investments tied to homes and property.
5 Scams Spreading Like a Virus in Recession
Scam artists look more legitimate than ever. Here are some new scams you might have missed and how they work, as well as suggestions on how to avoid them:
Andrew Leckey: Successful Investing
Now Is the Time to Make Sure Financial Arrangements Are in Order
Family finances have never been more important than in tumultuous 2009.
But the devil is in the details.
It's All About Timing: The Truth about Popular Investment Assumptions
Kenneth Coleman: Investment Tracker: There have been several erroneous investment assumptions developed over the years that have been passed on to average investors. There is one exception to these rules and it all has to do with timing.
TDL's Seasonalities: July and the "Traditional Summer Rally"?
James Dines: The Dines Letter: The actual record since 1961 has not been as encouraging as the legend.
Leading by Example: Eight Lessons for Leaders
Striving to Pull Their Companies Out of the Red
Into The Mist: The Midyear 2009 Outlook
Right now there are two main schools of though about the domestic economy's outlook.
Resource Rich Indonesia Offers Both Risk and Promise
Don Dion, ETF Report: sMany investors look to merging markets to find growth opportunities for their portfolios. One country that has been underrepresented in the investing media, is Indonesia.
The Global Consumer Remains on Vacation
Dr. Hans Black, Interinvest Review & Outlook: As much as we would like to believe otherwise, it does not appear that the G10 consumer is roaring back. Indeed, we suspect more difficult news lies ahead in the months to come.
Lessons from a Lost Decade
So far we've avoided at least some of Japan's mistakes
What we can learn by comparing the current crisis with Japan's agonizing "lost decade" of the 1990s.
Once gold decisively tops US$1,000, it'll stay there
John Embry, Investor's Digest of Canada: Gold doesn't change. What is changing is the value of the world's currencies, especially the U.S. dollar, and I see it going lower and lower.
Being Street Smart
Wall Street Versus Main Street
By Sy Harding, Street Smart Report Online
Buying and Selling 2009: What it's really like
In 2009, sellers are battling shrinking home values and a constricting pool of available buyers. Buyers are sensing opportunities on home prices and home mortgages.
More Signs of Housing Stabilization
The rising in the pending home sales index shows further signs of stabilization in the housing market.
Andrew Leckey: Successful Investing
Emerging Markets Soar but Remain Risky
Emerging markets are like those giant slices of double-mud chocolate-brownie cake offered to you by restaurant servers at the end of your meal. You run the risk of a severe stomachache later, but they sound so good it's hard to resist
Also... Leckey's Q & A -- Eli Lilly & Co., Janus Overseas Fund, and more...
More People Late With Home Loan Payments
News about American homeowners falling behind on their mortgage loan payments is nothing new - and new forecasts from TransUnion suggest the trend is likely continue, at least in the short term.
Henning: The Musings of a Stock Market Curmudgeon
The Central Bank World is Disappearing
Best recession bargains
Now may be the perfect time to take advantage of retailers' needs to unload goods and services. Consumer Reports Money Adviser experts took a look at big-ticket items to find potential bargains.
8 'Freebies' for New-Home Buyers
In this tough economy, builders would rather give stuff away than sit on unsold homes and condos. And that's great news for new-construction homebuyers.
The Dines Letter: Seasonalities for June
James Dines looks at the June Market Seasonalities for stock markets and gold
10 Steps to Building Wealth by
Investing in Real Estate in Any Economy

Declining interest rates and lower home prices may be signs of a cloudy economy - but for real estate investors, they're a bright silver lining. Eric Tyson & Robert Griswold lay out the rules for doing it right.
Being Street Smart
Is The Recession Really Over?
Sy Harding, Street Smart Report Online: The current popular opinion is that the recession, which three months ago was supposedly plunging off a cliff into Great Depression II, is instead already bottoming and on the verge of surging ahead into the next economic boom times. Has Wall Street and the media has gotten too far ahead of reality on that expectation.
Managing Your Investment Expectations
Dudley Pierce Baker, Precious Metals Warrants: In all aspects of our lives we need a plan. Here we would like to chat about investor's expectations, especially those investors in the natural resource sector.
A Bear Market of Historic Proportions
T. Rowe Price Report, By Steven Norwitz
Being Street Smart
Is the Rally Due for a 50% Retracement?
Sy Harding believes investors' optimism that the economy is already in a bottoming process has gotten ahead of itself. He now believes odds are very high that the rally will roll over into a correction that will retrace half of the rally's rise.
Andrew Leckey: Successful Investing
IRA Investing Shifts With the Times
The economic pandemic that felled investments and job security has turned many formerly eager IRA investors into tentative souls.
ALSO Q&A: Andrew Leckey answers questions for Bull & Bear readers: American Express Takes a Proactive Approach; Video Game Retailer Gamestop Feels Pressure; Franklin Growth Fund; Hartford Midcap Fund and more.
Real Estate Riches in the Recession:
10 Steps to Building Wealth by Investing in Real Estate in Any Economy

Declining interest rates and lower home prices may be signs of a cloudy economy - but for real estate investors, they're a bright silver lining. Eric Tyson & Robert Griswold, coauthors of Real Estate Investing For Dummies(r), lay out the rules for doing it right.
Being Street Smart
The Power of Hope Proven Again
By Sy Harding, Street Smart Report
Henning: The Musings of a Stock Market Curmudgeon
Top Down, Not Bottom Up
By Thomas Henning
How to Protect Yourself When Selecting a Financial Advisor
With a few basic questions, consumers can find out if their best interests are being protected by their advisor.
Andrew Leckey: Successful Investing
Good Time to Buy High-Quality Stocks
By Andrew Leckey, Successful Investing
Being Street Smart
Can The Rally Climb A Higher Wall Of Worry?
Sy Harding, Street Smart Report: It looks like the rally will now have to prove itself by climbing a higher wall of worry.
(Un)Intended Consequences: Uncertainty, Inflation & Inflexibility
By Axel Merk & Kieran Osborne, Merk Investments
Present policies may be sowing the seeds for the next financial crisis. Despite recent market optimism, we believe present interventions could produce significant future adverse and unintended consequences.
9 Wackiest Tax Deductions
It's time for the fourth installment of Bankrate's "wackiest tax deductions," their homage to the endlessly creative ways some taxpayers dream up to try to limbo under the tax code.
Foreclosure Rescue Scams:
Another Potential Stress for Homeowners in Distress

The possibility of losing your home to foreclosure can be terrifying. The reality that scam artists are preying on the vulnerability of desperate homeowners is equally frightening.
Strength of Technology Stocks Surprises
By Andrew Leckey, Successful Investing
Auction Action Forecast To Change
Look for greater auction action in upcoming sales this year, and next, says John Kamin, The Forecaster. Often there is a time lag between the time the economy goes into recession, plus another 12-18 months before the bankruptcy auction scene heats up where you can make a lot of money. That time is fast approaching! Plus: Auction Tips.
Andrew Leckey: Successful Investing
Tax Return Can Help Investors Plan For Future
Rather than merely an unpleasant memory, your 2008 tax return should be the template for your 2009 financial game plan.
ALSO: Q & A - Andrew Leckey answers question for Bull & Bear readers: Merger Problems Crimp Dow Chemical Shares; Target Puts Focus On Prices; Leckey comments on Dreyfus Appreciation Fund; FMI Common Stock Fund, The Most Expensive Stock, Reverse Mortgages, Cash Investments and more.
5 Ways To Recover From A Ponzi Scheme
by Greg Saitz, Bankrate.com
So what do you do if you've been caught up in one of these scams? Here are five suggestions that might help.
The Musings of a Stock Market Curmudgeon
Stupidity, Denial, Inertia, and Slaughter
By Thomas Henning
The deflationary implosion is progressing nicely as the plunging tax receipts starve the desperate thieving banking bliderbeast.
It's Time To Take Stock of 401(K)s
by Andrew Leckey, Successful Investing
The only good thing you can say about the effect of the stock market swoon on 401(k) retirement accounts is that it has pushed...
Being Street Smart
Is the Business Cycle Broken This Time?
By Sy Harding, Street Smart Report
5 old tax laws, new amounts
By Kay Bell, Bankrate.com
Some new tax laws make it into the Internal Revenue Code every year. But there also are some perennial tax provisions that remain the same and are adjusted annually to reflect inflation.
Andrew Leckey: Successful Investing
History May Offer Some Guidance To Investors
By Andrew Leckey, Successful Investing
While history does repeat itself, the rerun is never identical. That's why providing investors with a signal as to when and how current economic and market woes will end is an inexact science.
Toxic Securities - Wanted: Market Based Prices
Axel Merk, Merk Investments
Shaken insurance giant AIG has argued that fair value accounting is what got the world into this financial crisis. This debate is flaring up once again as it becomes ever more apparent that many of the world's largest banks would be insolvent if they priced their securities at "fair" market prices.
Proving Grounds: Down Januarys
Jeffrey Hirsch, Stock Trader's Almanac: In the face of our rather bullish forecast for 2009 our old reliable indicator, the January Barometer, registered a bearish reading.
Preferred Stock Offers Twist for Investors
Andrew Leckey: Preferred stock also represents an upper notch in the investor pecking order but receives the most notoriety when economic times turn bad.
The Euro - Are There Any Hard Currencies Left?
With gold reaching $1,000 an ounce and posting new highs versus all currencies, are there any hard currencies left? Over the past 100 years, we have moved further and further away from the gold standard.
13 Basic Tax Lessons
When it comes to taxes, knowledge can cut your tax bill. These 13 lessons examine some fundamentals that could prove to be lucky for filers in-the-know.
10 Tax Laws That Could Affect Your 2008 Return
Federal lawmakers simply cannot resist tinkering with the tax code. By one estimate, more than 500 tax law changes were made last year alone. Some tax code changes will affect your 2008 returns.
2009 Forecasts: Time to Step up to the Plate
Alexander Paris, The Alexander Paris Report: We enter 2009 in the belief that anyone with a reasonable investment time horizon should be accumulating high-quality equities and corporate bonds.
Tax Time in a Taxing Time: Seven Tips to Help You Keep More Money in Your Pocket Now and in the Future
Tax Year 2008 was challenging for many Americans, and with April 15th just around the corner, most folks aren't looking forward to the drudgery of filing their returns. Cheer up, says bestselling author Eric Tyson: Craft a tax strategy to save more of your money.
Relax: There Will Be No Depression
Ken Gerbino says we are being bombarded with numerous facts and figures that look pretty bad, but the facts are being interpreted with emotion and hype and hysteria. The predictive value of mis-emotion is usually chaos. There will be no Great Depression.
Andrew Leckey: Successful Investing
High-Quality CEOs Can Make a Difference
Top corporate executives are sometimes viewed as robber barons in this deep recession. But which chief executives actually represent a major reason to seriously consider buying their company's stock?
ALSO: Q & A -- Andrew Leckey answers questions for Bull & Bear readers: Southwest Stock Falls as Airline Feels Turbulence; Toll Brothers Feeling Effects of the Downturn; Prospects for AIM Charter Fund; T. Rowe Price Capital Appreciation Fund and more.
China and the U.S. Play Chicken: Currency Manipulation
"China is manipulating its currency," proclaims incoming Treasury Secretary Geithner.
Tips for Reducing Taxes and Rolling Over Funds for Retirement
Jim Wagner, a pioneer in the self-directed retirement plan industry since 1977, offers up the following tips, on reducing taxes on IRA earnings and converting to, or from, an IRA account.
Investment Expert Offers 10 Tips for Surviving The Recession
At the age of 32, Wade Slome was managing a $20 billion dollar fund at American Century Investments. In his newly released book, Slome shares what he learned on his way to becoming an investment giant, trading billions of dollars.
Where to Invest $10,000 in 2009
Andrew Leckey poses that question to a panel of investment experts. With stocks now sitting at dramatic lows, Leckey's panel offers up their best recommendations for an uncertain 2009...
101 Ways To Save Money
Food is expensive, gas remains stubbornly high and winter's big heating bills are coming. Since loans are tough to get and our retirement funds are shrinking fast as the stock market crashes, we thought we'd share some old-fashioned penny-pinching tips.
Henning: The Musings of a Stock Market Curmudgeon
Expect The Unexpected
By Thomas Henning
Rebuilding Your Portfolio in 2009

  Smart Strategies for '09
      Tips to Coping With The Economy in '09
       Greg McBride, senior financial analyst at Bankrate.com shares
       his insights into the forces that led to the current financial crisis
       and offers tips for toughing out these rough economic times
.
  Experts Offer Advice On Investing in 2009
       By Andrew Leckey: How would you invest $10,000 in the
       coming year? We pose that question annually to a panel of
       investment experts
.
  Be Wary of U.S. Treasury Bonds in 2009
       By Sy Harding, editor, Street Smart Report
  Financial Resolutions Can Make For A Better 2009
       By Andrew Leckey: The most upbeat prognosis being offered
       by some financial experts is that the second half of 2009 should
       show improvement over the first half. That, of course, hinges
       on the effectiveness of a cocktail of bailout, stimulus and
       interest-rate measures. It is time for "tough love" in dealing
       with your family money.

Aurizon Mines Ltd. Announces 2008 Gold Production and Plans For 2009
Minefinders Corporation Provides Fourth Quarter 2008 Dolores production Update
Minefinders Corporation Ltd. recently announced that metal production totaled approximately 3,093 ounces of gold and 57,378 ounces of silver in the fourth quarter of 2008.
Gold Stocks To Buy Now - Update
Joseph Granville, The Granville Market Letter, is bullish on gold stocks. His current Gold Stock "Buys" are... Read More
Ur-Energy Well Positioned To Be The Next Uranium Producer In Wyoming
Ur-Energy is currently fast tracking its uranium properties and is focused on completing mine planning and permitting activities to bring its Lost Creek Wyoming uranium deposit into production in '09.
Being Street Smart
Investors Should Pay No Mind To Job Numbers
Sy Harding, Street Smart Report: If you are using the jobs numbers to determine what is likely to happen with the stock market, fagetabout it.
A Mid-Recession Life Revival: Nine Steps You Can
Take Right Now to Leave Your Stressed-out Life Behind

These days the world feels like one big stress ball. But if you expect the stress to pass once the kinks are worked out of the economy, think again. Author James Looram, Ph.D., says the recession isn't to blame - your unsustainable life path is the real culprit
Successful Investing
ETFs Struggle But Offer a Viable Alternative
By Andrew Leckey
The boom in exchange-traded funds ran smack into the implosion of the global financial markets. There are now 721 ETFs with $478 billion in assets, according to the Investment Company Institute.
The 2009 Global Investing Economic Outlook
By Vivian Lewis, Global Investing
Ms. Lewis offers a more restricted stock list for 2009 than normal. Reasons: Anticipates a resumption of inflation. Does not believe in a new boom in the U.S. economy or in stocks. Lewis advises: Don't be a buy and hold owner. Trade away. Sees a possible new testing of the lows of October in early 2009. Where to invest? Neglected small caps with a niche and few or no competitors; Gold or Gold ETFs; Alternative energy plays; No financial stocks. Invest defensively. Her favorite sector right now is drug research...
Being Street Smart
Investment for 2009
By Sy Harding, Street Smart Report: Retail sales are down. Autos and the housing industry are still in the dumps. The financial sector may be under repair - or not. No one knows at this point. So where is an investor to look for profits in 2009?
Henning: The Musings of a Stock Market Curmudgeon
Starvation
By Thomas Henning
Year-End Auto Deals
There are plenty of good year-end incentives on vehicles if you want to start the New Year off in new wheels. It's a great time to buy...
Our Nation's Monetary History and What the Past May Portend for the Future
By Kenneth Coleman, Investment Tracker
Foreclosure Crisis 'Fixes' Failing,
Nearly Half Face Higher Monthly Mortgage Payments

Near Half of Homeowners in "Loan Modification" Programs Face Higher Monthly Payments; Failure of Voluntary Industry Efforts Hikes Pressure on Incoming Obama Administration, New Congress to Clear Way for Court-Supervised Modifications
The Dines Letter's Seasonalities:
Decembers For Serious Market Students
By James Dines, The Dines Letter
Government Steps May Influence Investments
By Andrew Leckey, Successful Investing: The huffing and puffing throughout 2008 about shrewd investment maneuvers to be well-positioned for a new U.S. president have vanished into thin air.
Special Report...
Which Stocks Are Set To Rise Under President Obama?
Steven Halpern, TheStockAdvisors.com asked some of the nation's best financial newsletter advisors which stocks would benefit over the long-term under President Barack Obama.
Gift Card Issuer Bankrupt? What To Do
By Leslie McFadden, Bankrate.com
Gift Cards remain popular, but consider the financial health of the retailer
Henning: The Musings of a Stock Market Curmudgeon
Imitating Henny Youngman
by Thomas Henning
Year-End Planning Can Ease Sting of Tax Bill
Andrew Leckey, Successful Investing: It seems cruel punishment that this dismal investment year may throw yet another curve to many embattled investors: an unexpected tax event before year-end.
TDL Seasonalities: Novembers, The Opposite of Octobers?
According to James Dines, The Dines Letter, the market direction of Octobers is usually reversed in Novembers.
Managing Retirement Savings in Volatile Markets
By Dr. Don Taylor, Bankrate.com
Kool-Aid and Spilled Beans
By Gregory Spear, The Spear Report: Bubbles don't just happen. They are created. There is only one possible cause for a tsunami-like credit crisis and that is a tsunami-like credit bubble.
How the FDIC pays for bank failures
The size of some of the recent bank failures have some people wondering how much the FDIC can handle before it needs a bailout.
Being Street Smart
Despite Wild Volatility, Weekly Patterns Normal
By Sy Harding, Street Smart Report: "As strange as it seems, in all this wild volatility the weekly patterns are still playing out normally."
Henning: The Musings of a Stock Market Curmudgeon
100-Year Bubble
by Thomas Henning
The banker bilderboyz have won the battle to control the world's economies through the use of debt and fiat currencies, which have created inflation and insolvency as the world's public and private economic entities have moved into default.
Andrew Leckey's Success Investing
For Novice Investors, Uncertainty Offers Opportunity
By Andrew Leckey
Stand on a street corner and shout: "Buy stocks now!" Go ahead, I dare you. A Good Samaritan might recommend a helpful therapist for you, while others would simply write you off as a delusional and suffering post-bailout syndrome.
South Africa's 2Q Gold Production Falls 10%
South Africa's gold production fell 10.4 percent to 56,933 kilograms in the second quarter of 2008 as the country's electricity crisis continues to impact the sector.
How Safe Is Your Broker?
James Stack, InvesTech Market Analyst addresses some concerns and questions about how to ensure that your assets stay safe and sound at your custodial firm...
Economic Conditions Will Deteriorate Further In 2009, says CPM Group
Economic conditions are bad. They are not as bad as financial market trends and commentators suggest, but they are bad. More important, they most likely will worsen over the next twelve months, worldwide says the CPM Group, a research and consulting firm...
The Dines Letter's Seasonalities: October, The "Bear Killer"
By James Dines, The Dines Letter
A Brief History of Warrants
Perhaps you have heard about warrants but have not taken the time to fully understand the potential which they can bring to your portfolio.
Being Street Smart
Keep a Journal of These Times!
As the stock market bubble was bursting in 2000 Sy Harding suggested that investors keep notes or a journal, because some day they would be telling their grandchildren about the bursting of the tech bubble and its aftermath. It's only eight years later, and we have the potential for even more dramatic stories for our grandchildren...
Andrew Leckey: Successful Investing
Bailout May Give Boost to High-Yield Bonds
By Andrew Leckey
Panning for Winners
By Matt Blackman
You get a hot stock tip from a friend or your broker, buy the precious metal stock only to find out it's a losing proposition. You tell yourself that there has to be a better way. Here is one way how, with the help of technology and a little initiative, you can beat the 'hot tip' blues.
Being Street Smart
Market Patterns & Seasons
By Sy Harding, Street Smart Report
International Funds Down But Not Out
By Andrew Leckey
Henning: The Musings of a Stock Market Curmudgeon
Irrelevancy
By Thomas Henning
Who says the Curmudgeon isn't flexible? In this article, Henning takes a look at the markets - starting with gold - and then discusses the death throes of the beast.
The Dines Letter's Seasonalities: September
James Dines, The Dines Letter looks at September Seasonalities for Stocks, Golds and the four-day week following Labor Day.
Currencies Review & Outlook
By Dr. Hans Black, Interinvest Review & Outlook
Six Tips for Consumers to Cut Spending By $500 Per Month
The Consumer Reports Money Lab uncovered hidden savings in everyday spending that could save consumers up to $500 per month.
Help! I Need Money. Can You Help Me?
What to do when you're asked for financial help

By Marilyn Kennedy Melia, Bankrate.com
IMAX: Big Movies, Big Screens & Big Times Ahead
IMAX is capitalizing on changes in technology as well as consumer’s spending habits. The combination of strained budgets and a softening domestic economy could make this summer a blowout for IMAX. This summer’s blockbuster movie, Batman: The Dark Knight is shattering IMAX box office records. It is destined to be one of the largest grossing films of 2008.
The Presidential Cycle: The Past Happens Over and Over Again
By Sy Harding, Street Smart Report
Sy Harding, long-known for his work in cycle analysis, takes a look at the history of Presidential Election Cycles and what this portends for the next few years. Interestingly, he explains how and why this cycle should impact the direction of the stock market in coming years regardless of which candidate is in office.
SIPC Warns Investors of New Identity Theft “Phishing” Scheme
Involving Phony Request for Confidential Financial Information
TDL's Seasonalities: August
By James Dines, The Dines Letter
Henning: The Musings of a Stock Market Curmudgeon
I Hear Sonny Cohn

By Thomas Henning
Buffett Banter at the Berkshire Hathaway Annual Meeting
Warren Buffett said the best investment lessons still come from Ben Graham's book, The Intelligent Investor. If investors absorb the lessons from Chapter 8 and 20, they can't get a bad result.
By Ingrid Hendershot, Hendershot Investments Inc.
10 Tips To Computer Security
Before you load up your computer with sensitive information about yourself, you'll want to take the necessary steps to ensure your personal finances stay personal. Here's how to keep your computer on lockdown and off limits to identity thieves.
By Cheryl Allebrand, Bankrate.com
Being Street Smart
Investors Need Facts From Wall Street Not Fiction
By Sy Harding, Street Smart Report
If ever investors needed honesty and help from Wall Street and tout TV, it's now, with another bear market apparently underway. But they're not getting it.
TDL's Seasonalties: July And The "Traditional Summer Rally"?
By James Dines, The Dines Letter
Intervention Will Not Stop the Dollar's Slide
By Peter Schiff, President, Euro Pacific Capital
Being Street Smart
Tough Times For Buy & Hold!
By Sy Harding, Street Smart Report

The Upside of Down
Precious Metals Potential Gains are Staggering
By Dudley Pierce Baker, Precious Metals Warrants

Being Street Smart
Revisiting Wall Street's Bias
By Sy Harding, Street Smart Report
No matter where we are in a cycle an investor listening to Wall Street representatives, hears only that they should be buying stocks somewhere, never anything about taking profits...
Beyond The Economic Stimulus Act of 2008
By Karim Solanji and Mark Lauber
Henning: The Musings of a Stock Market Curmudgeon
Markets Are Logical - Always
By Thomas Henning
Eye-Popping Surge In Late Mortgage Payments
Holden Lewis, Bankrate.com says one in 11 mortgaged houses was at least 30 days late or in foreclosure at the end of March.
Bankruptcy Adviser
Options To Explore Before Walking Away From A Mortgage

Justin Harelik, practicing attorney and Bankrate.com Bankruptcy Adviser, discusses the risks of walking away from a mortgage and explores options that you can take to protect yourself.
Marital Bli$$: Eight Money Management Tips
to Help You Stop the Fighting and Start the Uniting

Money problems and marriage often go hand in hand. But it doesn't have to be that way, says personal finance expert Eric Tyson, who helps you get your financial lives in order.

TDL's Seasonalities: June
By James Dines, The Dines Letter

Being Street Smart
Let's Get Real
By Sy Harding, Street Smart Report
The price of oil has soared another 40% just since the beginning of the year...
Henning: The Musings of a Stock Market Curmudgeon
Senator Claghorn Is Alive and Thriving
By Thomas Henning
4 Reasons to Put Your Money in Foreign Markets
Investing Across Borders: Four Reasons to Remove Your
Red, White & Blue Blinders and Put Your Money in Foreign Markets

Uncertainty in the US market might have you convinced that your safest investment is no investment. But Al Chalabi and Jim Mellon say that line of thinking equals lost investment opportunities - and explain why it's time to think global.
Become A Vulture Investor and Benefit from a Struggling Market
Lately the stock market has been making a lot of people nervous. Don't panic, warns investing guru Chris Mayer. Instead, invest in companies that prosper from distress, and you can actually make money from the down market.
Oil Prices to Rise to $7/Gallon by 2012
The price of oil is likely to soar to an average of US$150 /bbl by 2010 and continuing to rise to over US$200/bbl by 2012 said Jeff Rubin and Peter Buchanan, analysts with the Canadian Imperial Bank of Commerce.
Tantalum Revealed: What We Should Know
While precious metal and base metal stocks continue to be the focus of investors, speciality metals such as tantalum offer equally attractive investment opportunities.
In Defense of Gold
Commentary from Frank Holmes, CEO and chief investment officer, and John Derrick, director of research with U.S. Global Investors, www.usfunds.com.
The Dines Letter's Market Seasonalities for April
By James Dines, The Dines Letter
Recession by Suggestion: Seven Ways
Mob Thinking Is Making the"R" Word a Self-Fulfilling Prophecy
All the bad news about Wall Street and other economic issues does more than make us depressed - it makes us stop spending. Lila Rajiva explains how our mob mentality could drive us toward a recession faster than the slumping economy.
Recession Survival Guide for Businesses
Patrick Astre provides a guide for businesses to handle recessions and the inevitable boom that follows
Great Bear Market Has Ended. Market to Surpass its Former Highs
Joe Cotton, Cotton's Technically Speaking, weekly Online market letter
Andrew Leckey: Successful Investing
Annual Reports Move Into The Spotlight
How to Avoid a Tax Audit, and How to Prepare for One
By Kathy Kristof
Top 10 Car Picks of the Year:
Consumer Reports New Top Picks for 2008: Hyundai Elantra SE, Hyundai Santa Fe, Chevrolet Silverado and Lexus LS 460L
What That Car Really Costs to Own
Consumer Reports' owner cost comparisons reveal some cheaper cars may cost more to own than higher-priced alternatives
Money Blunders That Could Cost You $1 million
There is No Credit Crisis, No Recession and That is Why Gold is Going to $1500
By Ken Gerbino, Kenneth J. Gerbino & Co.
Bull or Bear?
By Barry Arnold, The Primary Trend
Widely Known and Highly Regarded Investment Commentator
Dick Davis Offers Readers "Timeless Wisdom" on How to Win on Wall Street
The Dines Letter Seasonalities: Februarys
By James Dines, The Dines Letter
Home (Away from Home) Is Where the Heart Is:
Five Great Reasons to Ask Your Sweetie to Be Your Vacation Home Valentine!
Henning: The Musings of a Stock Market Curmudgeon
Reality Meets La-La Land
By Thomas Henning
2008 Outlook for Precious Metals
By Nick Barisheff, The Millennium Bullion Fund
How Would You Invest $10,000 in 2008?
By Andrew Leckey
Fearless Forecasts for 2008
So You Say You Want a Resolution?
Five Leadership Tactics That Will Make 2008 a Pivotal Business Year
Resolve To Improve Your Finances in 2008
By Andrew Leckey
Business Execution Round Up:
Who Got It Right and Who Didn't In 2007
Andrew Leckey: Successful Investing
Green Investments Are Gaining Momentum
Investors may be most interested in firms that derive revenues and profits from alternative energy products or services. Stocks of several companies with serious track records are hot investments.
PLUS Q&A: Andrew Leckey reports on the following: Sun Microsystems Remains A Work in Progress; Powerful Pfizer Endures Setbacks, Continues to Grow; If People Are Into Pets, Why Was PetSmart Down In 2007? Plus opinions on Janus Research Fund, CGM Focus Fund and more...
Being Street Smart
Not A Good Start for the New Year
By Sy Harding, Street Smart Report

Henning: The Musings of a Stock Market Curmudgeon
Profit From The Thrashing Beast
By Thomas Henning

The Value of Mentors
By Brian Tracy
Your ability to choose your mentors can be a crucial step toward achievement in all areas of your life. Here are 12 steps for building successful mentor-protégé relationships.
Guard Against Foreclosure Rescue Scams
Rising foreclosure rates have led to a growing number of scam artists offering to "rescue" homeowners in financial distress. Here's how to avoid being scammed.

Andrew Leckey: Successful Investing
Small-Caps Have Uncertain Prospects
By Andrew Leckey

TDL's January Seasonalities: An Up January Bullish for the Market,
January Bullish for Gold and Silver Shares

By James Dines, The Dines Letter
  
  
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