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BEST CREDIT CARD RATES
National Average APRs as of Aug. 12: Standard: 12.71; Gold: 12.11; Platinum: 11.02 LOW APR STANDARD CARDS: |
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| Institution, phone number | Regular APR % |
Annual Fee |
Grace Days |
|
| Arkansas National Bank Card (888) 226-5262 | 7.92% | $50 | 25 | |
| Simmons First Card (800) 272-2102 | 8.95% | $35 | 25 | |
| First PREMIER Bk Visa/Mastercard (800) 987-5521 | 9.90% | $48 | 25 | |
| Union Plus Credit Card (800) 522-4000 | 9.99% V | $0 | 25 | |
| First IB CONNECT Select Card (888) 873-3424 | 10.00% V | $0 | 0 | |
| U.S. Bank Visa Classic Card (800) 285-8585 | 10.24% V | $0 | 25 | |
| RBC Centura Low-Rate Classic Card (888) 257-6837 | 10.49% V | $18 | 25 | |
| 1STBANK Classic Card (800) 964-3444 | 11.15% V | $0 | 25 | |
| RBC Centura No-Fee Classic Card (888) 257-6837 | 11.49% V | $0 | 25 | |
| First IB CONNECT Classic Card (888) 873-3424 | 12.00% V | $0 | 25 | |
| Fleet Classic Visa (888) 225-5353 | 12.99% V | $0 | 20 | |
| Central Carolina Bk Preferred Card (800) 932-2775 | 12.99% V | $0 | 25 | |
| Comerico Bank Preferred Card (800) 932-2775 | 12.99% | $0 | 25 | |
| First Virginia Preferred Card (800) 551-0839 | 12.99% | $0 | 25 | |
| North Fork Bank Preferred Card (800) 551-0839 | 12.99% | $0 | 25 | |
| Regions Bank Preferred Card (800) 932-2775 | 12.99% | $0 | 25 | |
| SunTrust Preferred Card (800) 551-0839 | 12.99% | $0 | 25 | |
| Fifth Third Select MasterCard (800) 275-4858 | 13.24% V | $0 | 25 | |
| Case Classic (888) 692-4273 | 13.49% V | $0 | 20 | |
| Huntington Classic Credit Card (877) 932-2265 | 13.49% V | $0 | 20 | |
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LOW APR STANDARD CARDS: |
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Note: Minimum income
requirements apply to Gold, Platinum and Titanium cards, |
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| Institution, phone number | Regular APR % |
Annual Fee |
Grace Days |
|
| Huntington Prime Rate Pltnm Card (877) 932-2265 | 4.00% V | $75 | 20 | |
| Wells Fargo Prime Rate Card (800) 869-3557 | 4.25% V | $79 | 25 | |
| Bank One Prime Platinum Visa Card (800) 215-3049 | 4.25% V | $98 | 20 | |
| Wells Fargo Visa Platinum Card (800) 869-3557 | 7.65% V | $0 | 25 | |
| Fifth Third Platinum MasterCard (800) 275-4858 | 8.24% V | $0 | 25 | |
| U.S. Bank Visa Platinum Card (800) 285-8585 | 8.24% V | $0 | 25 | |
| Capital One No-Hassle Platinum (800) 955-7070 | 8.90% | $0 | 25 | |
| Simmons First Visa Gold (800) 272-2102 | 8.95% | $0 | 25 | |
| Bank One Platinum Visa Card (888) 215-3049 | 9.15% V | $0 | 20 | |
| Chase Gold Card (888) 692-4273 | 9.49% V | $0 | 20 | |
| Chase Platinum Card (888) 692-4273 | 9.49% V | $0 | 20 | |
| RBC Centura Low-Rate Gold Card (888) 257-6837 | 9.49% V | $18 | 25 | |
| Discover® Titanium Card (800) 347-2683 | 9.74% V | $0 | 25 | |
| PNC Bank Platinum Plus Card (800) 551-0839 | 9.90% V | $0 | 25 | |
| Fleet e-Platinum Visa (800) 225-5353 | 9.99% V | $0 | 20 | |
| Fusion Platinum Visa (800) 225-5353 | 9.99% V | $0 | 20 | |
| Key Platinum Card (888) 539-1234 | 9.99% V | $0 | 25 | |
| Peoples Platinum MasterCard (888) 426-1114 | 9.99% | $0 | 25 | |
| Providian Visa Platinum Premium (800) 647-8641 | 9.99% V | $0 | 25 | |
| Source:
Informa Research Services, Inc. Calabasas, CA http://www.InformaRS.com |
© 2003 | |||
V = variable rate.